Because of this, the credit department of that continue to invest in the balance between loans and gains and losses subject to punishment, many banks will choose to stay in January may be the next two weeks the speed and scale of credit . To avoid punishment, and even some banks will choose to suspend issuing new loans.
is worth mentioning that the Post reporter to understand the situation from a number of banks shows that the actual beginning of the season led to increased demand factors, combined with strict control of credit in 2010 at the end of the context of various commercial backlog of reserves banks are a large number of projects, is an important reason for the beginning of the credit blowout.
learned that the fear of more stringent regulation, banks have consider tightening the lending rate of the next, or even suspension of credit before the Spring Festival.
According to several media reports had said the first week of 2011, new lending, financial institutions, nearly 500 billion yuan, including four state-owned Industrial and Commercial Bank, including the banks spent about 210 billion yuan, citing sources as saying regulators had conveyed the new limit on the amount, the total requirements of the four incremental credit line in January not to over 310 billion yuan, all banks in January added the amount of credit not more than 900 billion yuan, and said that if the credit is still Shoubu Zhu, the difference at any time the deposit reserve ratio will be introduced.
another person, according to a joint-stock commercial bank said that given the enthusiasm of commercial bank credit in early high high hopes for the difference is the central bank reserve ratios may be introduced at any time. He further disclosed that the central banks have to grasp the difference is the deposit reserve ratio is calculated, in order not to be different, you have to reduce loan delivery, improve capital adequacy levels and improve the soundness.
fact, due to excessive credit two weeks of the new year, new loans increased sharply the number of regulators, has caused great concern, according to informed sources, in addition to raising the deposit reserve ratio again outside, Part 1 Two weeks ago the bank has been lending too much window regulators guidance requirements, and strictly control credit increments.
years ago, part of the shares is expected to soar! Confidential! Market institutions will soon be reversed capital flows have changed dramatically! Main funding is plotting a new layout
which was really interesting is that on Friday night, once again raised the deposit reserve ratio by 0.5 percentage points. This is the first time in 2011, the central bank raised the deposit reserve ratio, the fourth time in nearly three months, raising the deposit reserve ratio. At this point, without considering differences in the deposit reserve ratio factor, large financial institutions deposit reserve rate has reached 19%, small and medium sized financial institutions to deposit reserve rate of 15.5%, again a record high refresh. Rough estimate, the increase, the central bank may be a one-time banking system liquidity freeze 350 billion yuan or so.
However, when asked about the situation in February of this year, all these people that is not to say, only step by step.
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