Tuesday, January 18, 2011

Financial reminder the car insurance should follow the

 Turn of the year, usually the peak car sales; add the face of dozens of auto insurance insurance, many owners do not know how to choose. Insurance experts advise, the owner should be based on the actual needs of their own with insurance, while paying attention to the following

one of the first guarantor reinsurance vehicle. Now, the owner of the vehicle as their main means of transport to work, so the owner is the focus of the need to protect the object. If no other accident insurance and medical insurance owner, a driver should be insured for their own insurance, both to themselves and also responsible for the family. Insurance experts say, the owner under the

Second, the priority insurance liability insurance. Insurance experts say, in all types of insurance in car insurance, third party liability insurance is most important. Because the car crashed to repair, but if the car hit a person and causing serious injury, the compensation fee to be paid enough to destroy an ordinary family. Therefore, in addition to pay compulsory insurance auto insurance are required to pay in addition, in the commercial auto insurance, liability insurance is preferred, but also to full insurance.

insurance experts advise, in addition to loss of vehicle insurance and third party liability insurance of these two basic types of insurance, but in a dozen additional risk, more suitable for private car owners to purchase additional insurance, there are four, that is, no special insurance deductible, separate glass breakage, the whole car insurance Daoqiang Xian and scratches; the other car insurance insurance, car owners can combine their own situation as appropriate insurance.



choose to invest in gold should be noted that on-demand

AP With the rising prices and increasing inflationary pressures, many people choose to invest in gold to protect against inflation. Recently, this reporter found that sales of gold bullion market to catch a hot New Year's

reporter visited found that many gold shop has advice, buying gold bars and gold jewelry in public. At a gold shop, the salesperson told reporters that the store had sold out gold bars Lunar New Year of the Rabbit, part of the investment gold bars have emerged out of stock.

the face of the public's

Mr Chong said that the Lunar New Year commemorative gold bars and other type of bars are limited edition, fine craft of these bars, but integrated into the traditional culture. Because of processing, design and other related costs, the price is higher than the investment in gold bullion. 13 reporters in the interview that day, New Year gold bullion investment in gold bullion prices higher than the 30 yuan per gram. Zhuang reminder, the current type of the Lunar New Year commemorative gold bars gold bullion and other circulation market is not complete and there is no specific repurchase market channels, not suitable for investment. If the public for collection, gift, you can choose to buy these gold bars.

Mr Chong told reporters that more liquid investment in gold bullion, there is a special buy-back channels, is more suitable for investment. He suggested that investors should try to select the international (domestic) Certification Mr Chong said that, compared to paper gold, investment in gold bullion and other added costs of transportation and storage costs, prices slightly higher than paper gold. He also reminded to pay attention after the purchase of investment gold bars stored invoices and certificates in order to repurchase in the future.

For most investors, Mr Chong suggested that investment in physical gold and paper gold compared to gold futures, gold T + D, the risk is relatively small, if you grasp the trend holds for the long term income. Xinhua News Agency

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